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The First National Bank In Tremont

Tremont, IL · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The First National Bank In Tremont is a bank based in Tremont, Illinois, established in 1931, with $196 million in total assets across 4 branches. By Trust Grade it ranks 217th of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against The First National Bank In Tremont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$196.3M
$100M–1B institution
Deposits
$175.0M
Branches
4
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#217
of 328 banks

How The First National Bank In Tremont compares to Illinois peers

Capital ratio
Bottom 37% of $100M–1B peers
The First
9.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
The First
0.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank In Tremont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank In Tremont over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 101 W Lincoln St, New Holland, IL 62671
  • 115 Nw Main St, Hopedale, IL 61747
  • 134 S Sampson St, Tremont, IL 61568
  • 710 Woodlawn Rd, Lincoln, IL 62656

Are deposits at The First National Bank In Tremont insured?

Yes. The First National Bank In Tremont is an FDIC-insured bank (FDIC certificate #3749). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank In Tremont: frequently asked questions

Is The First National Bank In Tremont a good bank?

The First National Bank In Tremont earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.81%).

Is The First National Bank In Tremont FDIC-insured?

Yes. The First National Bank In Tremont is a FDIC-insured bank (FDIC certificate #3749). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank In Tremont?

The First National Bank In Tremont holds $196 million in total assets, ranking 217th of 328 banks we track in Illinois. It operates 4 branches.

Does The First National Bank In Tremont have CFPB complaints?

No CFPB complaints against The First National Bank In Tremont appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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