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Fidelity Bank

Savanna, IL · Est. 1920 · Website ↗
C
Trust Grade
Average
Score: 79/100

Fidelity Bank is a bank based in Savanna, Illinois, established in 1920, with $198 million in total assets across 6 branches. By Trust Grade it ranks 317th of 328 banks we track in Illinois. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Fidelity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$198.4M
$100M–1B institution
Deposits
$167.3M
Branches
6
Capital ratio
6.9%
Bottom 7% of $100M–1B peers · Illinois median 10.3%
Return on assets
-0.0%
Bottom 3% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#317
of 328 banks

How Fidelity Bank compares to Illinois peers

Capital ratio
Bottom 7% of $100M–1B peers
Fidelity Bank
6.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Fidelity Bank
-0.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Fidelity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (6.9% capital ratio)
  • Unprofitable over the period (ROA -0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fidelity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2006 Illinois Route 84, Thompson, IL 61285
  • 205 Water St, Cambridge, IA 50046
  • 302 Main St, Savanna, IL 61074
  • 102 National Dr, Huxley, IA 50124
  • 703 South East Street, Mount Carroll, IL 61053
  • 177 S Jordan Creek Pkwy, West Des Moines, IA 50266

Are deposits at Fidelity Bank insured?

Yes. Fidelity Bank is an FDIC-insured bank (FDIC certificate #5753). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fidelity Bank: frequently asked questions

Is Fidelity Bank a good bank?

Fidelity Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Unprofitable over the period (ROA -0.04%).

Is Fidelity Bank FDIC-insured?

Yes. Fidelity Bank is a FDIC-insured bank (FDIC certificate #5753). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fidelity Bank?

Fidelity Bank holds $198 million in total assets, ranking 317th of 328 banks we track in Illinois. It operates 6 branches.

Does Fidelity Bank have CFPB complaints?

No CFPB complaints against Fidelity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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