Prairie State Bank And Trust is a bank based in Springfield, Illinois, established in 1988, with $806 million in total assets across 18 branches. By Trust Grade it ranks 69th of 328 banks we track in Illinois. Its capital ratio of 12.4% is stronger than 75% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Prairie State Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prairie State Bank And Trust compares to Illinois peers
How we graded Prairie State Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Prairie State Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (18)
- 621 W Lincoln Ave, Charleston, IL 61920
- 105 W Lincoln Ave, Lewistown, IL 61542
- 1001 S Durkin Dr, Springfield, IL 62704
- 211 Dye Rd, Illiopolis, IL 62539
- 601 Main Street, Farmersville, IL 62533
- 603 N Springfield St, Virden, IL 62690
- 402 N 3rd St, Girard, IL 62640
- 2121 Western Ave, Mattoon, IL 61938
- 1000 W Pershing Rd, Decatur, IL 62526
- 100 Main Street, Meredosia, IL 62665
- 3751 Wabash Ave, Springfield, IL 62711
- 1052 W Morton Ave, Jacksonville, IL 62650
- 4485 E Us Route 36, Decatur, IL 62521
- 1361 Toronto Rd, Springfield, IL 62712
- 340 W Main St, Mount Zion, IL 62549
- 1101 Trinity Ln, Bloomington, IL 61704
- 410 W Curtis Rd, Savoy, IL 61874
- 201 E Jackson St, Virden, IL 62690
Are deposits at Prairie State Bank And Trust insured?
Yes. Prairie State Bank And Trust is an FDIC-insured bank (FDIC certificate #27362). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prairie State Bank And Trust: frequently asked questions
Is Prairie State Bank And Trust a good bank?
Prairie State Bank And Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.44%).
Is Prairie State Bank And Trust FDIC-insured?
Yes. Prairie State Bank And Trust is a FDIC-insured bank (FDIC certificate #27362). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Prairie State Bank And Trust?
Prairie State Bank And Trust holds $806 million in total assets, ranking 69th of 328 banks we track in Illinois. It operates 18 branches.
Does Prairie State Bank And Trust have CFPB complaints?
No CFPB complaints against Prairie State Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
