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Cibm Bank

Champaign, IL · Est. 1921 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Cibm Bank is a bank based in Champaign, Illinois, established in 1921, with $824 million in total assets across 9 branches. By Trust Grade it ranks 222nd of 328 banks we track in Illinois. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Cibm Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$824.4M
$100M–1B institution
Deposits
$678.7M
Branches
9
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#222
of 328 banks

How Cibm Bank compares to Illinois peers

Capital ratio
Bottom 44% of $100M–1B peers
Cibm Bank
9.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Cibm Bank
0.4%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Cibm Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cibm Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1801 E Empire St, Bloomington, IL 61704
  • 1514 N Cunningham Ave, Urbana, IL 61802
  • 204 S Market St, Monticello, IL 61856
  • 12700 W Bluemound Rd, Elm Grove, WI 53122
  • 5120 E 82nd St, Indianapolis, IN 46250
  • 330 S Naperville Rd, Wheaton, IL 60187
  • 19601 W Bluemound Rd, Brookfield, WI 53045
  • 7815 N Knoxville Ave, Peoria, IL 61614
  • 2913 W Kirby Ave, Champaign, IL 61821

Are deposits at Cibm Bank insured?

Yes. Cibm Bank is an FDIC-insured bank (FDIC certificate #11729). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cibm Bank: frequently asked questions

Is Cibm Bank a good bank?

Cibm Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.39%).

Is Cibm Bank FDIC-insured?

Yes. Cibm Bank is a FDIC-insured bank (FDIC certificate #11729). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cibm Bank?

Cibm Bank holds $824 million in total assets, ranking 222nd of 328 banks we track in Illinois. It operates 9 branches.

Does Cibm Bank have CFPB complaints?

No CFPB complaints against Cibm Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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