Millennium Bank is a bank based in Des Plaines, Illinois, established in 2007, with $835 million in total assets across 3 branches. By Trust Grade it ranks 240th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Millennium Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Millennium Bank compares to Illinois peers
How we graded Millennium Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Millennium Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3156 S Morgan St, Chicago, IL 60608
- 2077 Miner St, Des Plaines, IL 60016
- 3824 York Road, Oak Brook, IL 60523
Are deposits at Millennium Bank insured?
Yes. Millennium Bank is an FDIC-insured bank (FDIC certificate #58348). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Millennium Bank: frequently asked questions
Is Millennium Bank a good bank?
Millennium Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.62%).
Is Millennium Bank FDIC-insured?
Yes. Millennium Bank is a FDIC-insured bank (FDIC certificate #58348). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Millennium Bank?
Millennium Bank holds $835 million in total assets, ranking 240th of 328 banks we track in Illinois. It operates 3 branches.
Does Millennium Bank have CFPB complaints?
No CFPB complaints against Millennium Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
