Pan American Bank & Trust is a bank based in Melrose Park, Illinois, established in 1995, with $539 million in total assets across 6 branches. By Trust Grade it ranks 262nd of 328 banks we track in Illinois. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Pan American Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pan American Bank & Trust compares to Illinois peers
How we graded Pan American Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Pan American Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 2801 Saint Charles Rd, Bellwood, IL 60104
- 2737 W Cermak Rd, Chicago, IL 60608
- 190 N Smith St, Palatine, IL 60067
- 1440 W North Ave, Melrose Park, IL 60160
- 108 W Lake St, Bloomingdale, IL 60108
- 1110 Jorie Blvd, Oak Brook, IL 60523
Are deposits at Pan American Bank & Trust insured?
Yes. Pan American Bank & Trust is an FDIC-insured bank (FDIC certificate #34108). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pan American Bank & Trust: frequently asked questions
Is Pan American Bank & Trust a good bank?
Pan American Bank & Trust earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.81%).
Is Pan American Bank & Trust FDIC-insured?
Yes. Pan American Bank & Trust is a FDIC-insured bank (FDIC certificate #34108). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pan American Bank & Trust?
Pan American Bank & Trust holds $539 million in total assets, ranking 262nd of 328 banks we track in Illinois. It operates 6 branches.
Does Pan American Bank & Trust have CFPB complaints?
No CFPB complaints against Pan American Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
