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Star Financial Bank

Fort Wayne, IN · Est. 1988 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Star Financial Bank is a bank based in Fort Wayne, Indiana, established in 1988, with $3.2 billion in total assets across 37 branches. By Trust Grade it ranks 44th of 89 banks we track in Indiana. Its capital ratio of 9.1% trails most similarly sized banks (25th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.04% return on assets. Consumers filed 1 complaints about The Star Financial with the CFPB — 0.3 per $1B in assets, a lower rate than 89% of peers.

Total assets
$3.2B
$1B–10B institution
Deposits
$2.8B
Branches
37
Capital ratio
9.1%
Bottom 25% of $1B–10B peers · Indiana median 9.6%
Return on assets
1.0%
Bottom 35% of $1B–10B peers · Indiana median 1.05%
Rank in Indiana
#44
of 89 banks

How Star Financial Bank compares to Indiana peers

Capital ratio
Bottom 25% of $1B–10B peers
Star Financial
9.1%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $1B–10B peers
Star Financial
1.0%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Star Financial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
89.42/100
Overall
A · 94
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • 0.3 complaints per $1B in assets

Consumer complaints (CFPB)

1 complaints filed with the CFPB against The Star Financial — 0.3 per $1B in assets.

Total complaints
1
Per $1B assets
0.3
Lower = better

Branch locations (37)

  • 125 S Anderson St, Elwood, IN 46036
  • 931 E Main St, Gas City, IN 46933
  • 2948 S Western Ave, Marion, IN 46953
  • 140 E Carmel Dr, Carmel, IN 46032
  • 1127 North Baldwin Aveue, Marion, IN 46952
  • 4070 North Us 33, Churubusco, IN 46723
  • 5920 Saint Joe Center Rd, Fort Wayne, IN 46835
  • 7110 Lima Rd, Fort Wayne, IN 46818
  • 105 Frontage Rd, Columbia City, IN 46725
  • 3300 N Everbrook Ln, Muncie, IN 47304
  • 3701 N Broadway Ave, Muncie, IN 47303
  • 2004 N Wayne St, Angola, IN 46703
  • 7180 S State Road 67, Pendleton, IN 46064
  • 735 Main St, Anderson, IN 46016
  • 114 E Walnut St, Kokomo, IN 46901
  • 6240 Bluffton Rd, Fort Wayne, IN 46809
  • 5760 Coventry Ln, Fort Wayne, IN 46804
  • 215 W. Main Street, Fort Wayne, IN 46802
  • 102 W Van Buren St, Columbia City, IN 46725
  • 874 E Jefferson St, Tipton, IN 46072
  • 9165 E 56th St, Indianapolis, IN 46216
  • 230 E New Rd, Greenfield, IN 46140
  • 1523 E Cross St, Anderson, IN 46012
  • 1503 E 53rd St, Anderson, IN 46013
  • 2900 S Washington St, Kokomo, IN 46902
  • 9480 E 146th St, Noblesville, IN 46060
  • 13318 Olio Rd, Fishers, IN 46037
  • 8762 E 96th St, Fishers, IN 46037
  • 2130 E Dupont Rd, Fort Wayne, IN 46825
  • 315 S Adams St, Marion, IN 46952
  • 9102 N Meridian St Ste 101, Indianapolis, IN 46260
  • 403 Parkview Dr, New Castle, IN 47362
  • 10010 Illinois Rd, Fort Wayne, IN 46804
  • 46 Monument Cir, Indianapolis, IN 46204
  • 1000 Mulberry St, Zionsville, IN 46077
  • 833 E Tournament Trl, Westfield, IN 46074
  • 400 N High St, Muncie, IN 47305

Are deposits at Star Financial Bank insured?

Yes. Star Financial Bank is an FDIC-insured bank (FDIC certificate #27235). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Star Financial Bank: frequently asked questions

Is Star Financial Bank a good bank?

Star Financial Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 and a customer-experience score of 89.42/100. Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.04%).

Is Star Financial Bank FDIC-insured?

Yes. Star Financial Bank is a FDIC-insured bank (FDIC certificate #27235). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Star Financial Bank?

Star Financial Bank holds $3.2 billion in total assets, ranking 44th of 89 banks we track in Indiana. It operates 37 branches.

How many complaints does Star Financial Bank have?

Consumers filed 1 complaints about The Star Financial with the CFPB, or 0.3 per $1B in assets.

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First Harrison Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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