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German American Bank

Jasper, IN · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

German American Bank is a bank based in Jasper, Indiana, established in 1910, with $8.4 billion in total assets across 97 branches. By Trust Grade it ranks 8th of 89 banks we track in Indiana. Its capital ratio of 13.4% is stronger than 88% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against German American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.4B
$1B–10B institution
Deposits
$7.0B
Branches
97
Capital ratio
13.4%
Top 12% of $1B–10B peers · Indiana median 9.6%
Return on assets
1.7%
Top 22% of $1B–10B peers · Indiana median 1.05%
Rank in Indiana
#8
of 89 banks

How German American Bank compares to Indiana peers

Capital ratio
Top 12% of $1B–10B peers
German American
13.4%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $1B–10B peers
German American
1.7%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded German American Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.4% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for German American Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (97)

  • 711 Main St, Jasper, IN 47546
  • 100 Charles St, Loogootee, IN 47553
  • 5138 West State Road 56, Ireland, IN 47545
  • 100 Citizens Blvd, Simpsonville, KY 40067
  • 127 N Thomas St, Owenton, KY 40359
  • 506 E Main St, Warsaw, KY 41095
  • 2606 16th St, Bedford, IN 47421
  • 17 Cherry Tree Plaza, Us Highway 50 East, Washington, IN 47501
  • 7721 N. Cr 900 E., Montgomery, IN 47558
  • 827 Main St, Shelbyville, KY 40065
  • 500 Taylorsville Rd, Shelbyville, KY 40065
  • 853 Taylorsville Rd, Taylorsville, KY 40071
  • 656 Main St, Munfordville, KY 42765
  • 204 Main Street, Horse Cave, KY 42749
  • 304 E 10th St, Greensburg, IN 47240
  • 730 W Coshocton St, Johnstown, OH 43031
  • 2365 Old Stringtown Rd, Grove City, OH 43123
  • 130 N Wilson Rd, Columbus, OH 43204
  • 6500 Frantz Rd, Dublin, OH 43017
  • 6887 E Main St, Reynoldsburg, OH 43068
  • 231 W Broadway St, Princeton, IN 47670
  • 4541 N 4th St, Dubois, IN 47527
  • 3585 Newton St, Jasper, IN 47546
  • 1020 Main St, Ferdinand, IN 47532
  • 3585 Newton St, Jasper, IN 47546
  • 309 E 13th St, Huntingburg, IN 47542
  • 10 Medical Plz, Hanover, IN 47243
  • 44 W Locust St, Newark, OH 43055
  • 303 N Main St, Franklin, KY 42134
  • 704 N 5th St, Rockport, IN 47635
  • 1700 Scottsville Rd, Bowling Green, KY 42104
  • 405 N Meridian St, Holland, IN 47541
  • 208 State Road 66, Tell City, IN 47586
  • 3560 Frederica St, Owensboro, KY 42301
  • 987 Lehman Ave, Bowling Green, KY 42101
  • 560 S State Road 57, Washington, IN 47501
  • 4424 Vogel Rd, Evansville, IN 47715
  • 2500 Chamber Center Dr, Fort Mitchell, KY 41017
  • 530 N Saint Joseph Ave, Evansville, IN 47712
  • 450 S State St, Westerville, OH 43081

Are deposits at German American Bank insured?

Yes. German American Bank is an FDIC-insured bank (FDIC certificate #17393). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

German American Bank: frequently asked questions

Is German American Bank a good bank?

German American Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.65%).

Is German American Bank FDIC-insured?

Yes. German American Bank is a FDIC-insured bank (FDIC certificate #17393). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is German American Bank?

German American Bank holds $8.4 billion in total assets, ranking 8th of 89 banks we track in Indiana. It operates 97 branches.

Does German American Bank have CFPB complaints?

No CFPB complaints against German American Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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