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Centier Bank

Whiting, IN · Est. 1895 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Centier Bank is a bank based in Whiting, Indiana, established in 1895, with $10.1 billion in total assets across 63 branches. By Trust Grade it ranks 29th of 89 banks we track in Indiana. Its capital ratio of 9.9% trails most similarly sized banks (25th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Centier Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.1B
$10B–100B institution
Deposits
$8.3B
Branches
63
Capital ratio
9.9%
Bottom 25% of $10B–100B peers · Indiana median 9.6%
Return on assets
1.5%
Top 26% of $10B–100B peers · Indiana median 1.05%
Rank in Indiana
#29
of 89 banks

How Centier Bank compares to Indiana peers

Capital ratio
Bottom 25% of $10B–100B peers
Centier Bank
9.9%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $10B–100B peers
Centier Bank
1.5%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Centier Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Centier Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (63)

  • 1914 E Commercial Ave, Lowell, IN 46356
  • 8310 Broadway, Merrillville, IN 46410
  • 1276 N Main St, Crown Point, IN 46307
  • 8020 E 109th Ave, Crown Point, IN 46307
  • 9701 Indianapolis Blvd, Highland, IN 46322
  • 1121 Sheffield Ave, Dyer, IN 46311
  • 5191 W Lincoln Hwy, Crown Point, IN 46307
  • 500 N Broad St, Griffith, IN 46319
  • 150 Lincolnway, Valparaiso, IN 46383
  • 1802 Calumet Ave, Valparaiso, IN 46383
  • 104 Grant Ave, Chesterton, IN 46304
  • 6046 Central Ave, Portage, IN 46368
  • 390 W Us Highway 6, Valparaiso, IN 46385
  • 3220 Willowcreek Rd, Portage, IN 46368
  • 7760 E 37th Ave, Hobart, IN 46342
  • 1600 S Calumet Rd, Chesterton, IN 46304
  • 117 E Joliet St, Crown Point, IN 46307
  • 433 Main St, Hobart, IN 46342
  • 9716 White Oak Ave, Munster, IN 46321
  • 650 S Lake St, Gary, IN 46403
  • 3198 East 81st Avenue, Hobart, IN 46342
  • 103 Broadway, Chesterton, IN 46304
  • 73 Pine Lake Ave, Laporte, IN 46350
  • 2707 Laporte Ave, Valparaiso, IN 46383
  • 1501 S Court St, Crown Point, IN 46307
  • 9102 Indianapolis Blvd, Highland, IN 46322
  • 537 N Oak Dr, Plymouth, IN 46563
  • 4883 Broadway, Gary, IN 46409
  • 255 E Day Rd, Mishawaka, IN 46545
  • 201 Main St, Lafayette, IN 47901
  • 5433 Hohman Ave, Hammond, IN 46320
  • 720 W 145th St, East Chicago, IN 46312
  • 9728 W 133rd Ave, Cedar Lake, IN 46303
  • 2635 169th St, Hammond, IN 46323
  • 360 Morthland Dr, Valparaiso, IN 46383
  • 650 E Carmel Dr, Carmel, IN 46032
  • 2636 U.S. 52, West Lafayette, IN 47906
  • 1921 Veterans Memorial Pkwy S, Lafayette, IN 47909
  • 1020a Sagamore Park Center, West Lafayette, IN 47906
  • 303 County Road 17, Elkhart, IN 46516

Are deposits at Centier Bank insured?

Yes. Centier Bank is an FDIC-insured bank (FDIC certificate #12854). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Centier Bank: frequently asked questions

Is Centier Bank a good bank?

Centier Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.50%).

Is Centier Bank FDIC-insured?

Yes. Centier Bank is a FDIC-insured bank (FDIC certificate #12854). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Centier Bank?

Centier Bank holds $10.1 billion in total assets, ranking 29th of 89 banks we track in Indiana. It operates 63 branches.

Does Centier Bank have CFPB complaints?

No CFPB complaints against Centier Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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