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Home Bank Sb

Martinsville, IN · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Home Bank Sb is a bank based in Martinsville, Indiana, established in 1890, with $432 million in total assets across 6 branches. By Trust Grade it ranks 58th of 89 banks we track in Indiana. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Home Bank Sb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$431.7M
$100M–1B institution
Deposits
$368.9M
Branches
6
Capital ratio
8.8%
Bottom 27% of $100M–1B peers · Indiana median 9.6%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#58
of 89 banks

How Home Bank Sb compares to Indiana peers

Capital ratio
Bottom 27% of $100M–1B peers
Home Bank
8.8%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Home Bank
0.6%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Home Bank Sb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home Bank Sb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 465 N Town Center Rd, Mooresville, IN 46158
  • 59 W Washington St, Martinsville, IN 46151
  • 670 Birk Rd, Martinsville, IN 46151
  • 1472 S State Road 135, Greenwood, IN 46143
  • 990 W Main St, Plainfield, IN 46168
  • 59 W Washington St, Martinsville, IN 46151

Are deposits at Home Bank Sb insured?

Yes. Home Bank Sb is an FDIC-insured bank (FDIC certificate #29881). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home Bank Sb: frequently asked questions

Is Home Bank Sb a good bank?

Home Bank Sb earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.61%).

Is Home Bank Sb FDIC-insured?

Yes. Home Bank Sb is a FDIC-insured bank (FDIC certificate #29881). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Home Bank Sb?

Home Bank Sb holds $432 million in total assets, ranking 58th of 89 banks we track in Indiana. It operates 6 branches.

Does Home Bank Sb have CFPB complaints?

No CFPB complaints against Home Bank Sb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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