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Alliance Bank

Francesville, IN · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Alliance Bank is a bank based in Francesville, Indiana, established in 1930, with $459 million in total assets across 7 branches. By Trust Grade it ranks 11th of 89 banks we track in Indiana. Its capital ratio of 10.2% is stronger than 52% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 2.47% return on assets. No consumer complaints against Alliance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$458.7M
$100M–1B institution
Deposits
$403.1M
Branches
7
Capital ratio
10.2%
Top 48% of $100M–1B peers · Indiana median 9.6%
Return on assets
2.5%
Top 5% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#11
of 89 banks

How Alliance Bank compares to Indiana peers

Capital ratio
Top 48% of $100M–1B peers
Alliance Bank
10.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Alliance Bank
2.5%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Alliance Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 2.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 101 W Montgomery St., Francesville, IN 47946
  • 510 N Us Highway 35, Winamac, IN 46996
  • 501 S College Ave, Rensselaer, IN 47978
  • 408 N Meadow St, Otterbein, IN 47970
  • 209 Rickey Rd, Monticello, IN 47960
  • 319 N Market St, Monon, IN 47959
  • 100 South Justus Street, Oxford, IN 47971

Are deposits at Alliance Bank insured?

Yes. Alliance Bank is an FDIC-insured bank (FDIC certificate #197). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance Bank: frequently asked questions

Is Alliance Bank a good bank?

Alliance Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 2.47%).

Is Alliance Bank FDIC-insured?

Yes. Alliance Bank is a FDIC-insured bank (FDIC certificate #197). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alliance Bank?

Alliance Bank holds $459 million in total assets, ranking 11th of 89 banks we track in Indiana. It operates 7 branches.

Does Alliance Bank have CFPB complaints?

No CFPB complaints against Alliance Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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