The First National Bank Of Monterey is a bank based in Monterey, Indiana, established in 1910, with $430 million in total assets across 4 branches. By Trust Grade it ranks 18th of 89 banks we track in Indiana. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against The First National Bank Of Monterey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Monterey compares to Indiana peers
How we graded The First National Bank Of Monterey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Monterey over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 556 North Us 35, Winamac, IN 46996
- 1049 N Lake Shore Dr, Culver, IN 46511
- 902 W Talmer Ave, North Judson, IN 46366
- 6222 E Main St, Monterey, IN 46960
Are deposits at The First National Bank Of Monterey insured?
Yes. The First National Bank Of Monterey is an FDIC-insured bank (FDIC certificate #4364). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Monterey: frequently asked questions
Is The First National Bank Of Monterey a good bank?
The First National Bank Of Monterey earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.09%).
Is The First National Bank Of Monterey FDIC-insured?
Yes. The First National Bank Of Monterey is a FDIC-insured bank (FDIC certificate #4364). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Monterey?
The First National Bank Of Monterey holds $430 million in total assets, ranking 18th of 89 banks we track in Indiana. It operates 4 branches.
Does The First National Bank Of Monterey have CFPB complaints?
No CFPB complaints against The First National Bank Of Monterey appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
