First Iowa State Bank is a bank based in Albia, Iowa, established in 1930, with $404 million in total assets across 6 branches. By Trust Grade it ranks 191st of 226 banks we track in Iowa. Its capital ratio of 8.1% trails most similarly sized banks (16th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against First Iowa State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Iowa State Bank compares to Iowa peers
How we graded First Iowa State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Iowa State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 303 Benton Ave E, Albia, IA 52531
- 224 Walnut St, Eddyville, IA 52553
- 110 N Washington St, Bloomfield, IA 52537
- 102 Division St, Cantril, IA 52542
- 714 1st St, Keosauqua, IA 52565
- 19 Benton Ave E, Albia, IA 52531
Are deposits at First Iowa State Bank insured?
Yes. First Iowa State Bank is an FDIC-insured bank (FDIC certificate #14930). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Iowa State Bank: frequently asked questions
Is First Iowa State Bank a good bank?
First Iowa State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.78%).
Is First Iowa State Bank FDIC-insured?
Yes. First Iowa State Bank is a FDIC-insured bank (FDIC certificate #14930). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Iowa State Bank?
First Iowa State Bank holds $404 million in total assets, ranking 191st of 226 banks we track in Iowa. It operates 6 branches.
Does First Iowa State Bank have CFPB complaints?
No CFPB complaints against First Iowa State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
