Hardin County Savings Bank is a bank based in Eldora, Iowa, established in 1868, with $403 million in total assets across 2 branches. By Trust Grade it ranks 218th of 226 banks we track in Iowa. Its capital ratio of 5.3% trails most similarly sized banks (1th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Hardin County Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hardin County Savings Bank compares to Iowa peers
How we graded Hardin County Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.3% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hardin County Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 204 Center St, Union, IA 50258
- 1202 Edgington Ave, Eldora, IA 50627
Are deposits at Hardin County Savings Bank insured?
Yes. Hardin County Savings Bank is an FDIC-insured bank (FDIC certificate #5817). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hardin County Savings Bank: frequently asked questions
Is Hardin County Savings Bank a good bank?
Hardin County Savings Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.3% capital ratio); Strongly profitable (ROA 1.14%).
Is Hardin County Savings Bank FDIC-insured?
Yes. Hardin County Savings Bank is a FDIC-insured bank (FDIC certificate #5817). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hardin County Savings Bank?
Hardin County Savings Bank holds $403 million in total assets, ranking 218th of 226 banks we track in Iowa. It operates 2 branches.
Does Hardin County Savings Bank have CFPB complaints?
No CFPB complaints against Hardin County Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
