Breda Savings Bank is a bank based in Breda, Iowa, established in 1890, with $106 million in total assets across 1 branch. By Trust Grade it ranks 204th of 226 banks we track in Iowa. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against Breda Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Breda Savings Bank compares to Iowa peers
How we graded Breda Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 1.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Breda Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 105 Main St, Breda, IA 51436
Are deposits at Breda Savings Bank insured?
Yes. Breda Savings Bank is an FDIC-insured bank (FDIC certificate #5792). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Breda Savings Bank: frequently asked questions
Is Breda Savings Bank a good bank?
Breda Savings Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.66%).
Is Breda Savings Bank FDIC-insured?
Yes. Breda Savings Bank is a FDIC-insured bank (FDIC certificate #5792). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Breda Savings Bank?
Breda Savings Bank holds $106 million in total assets, ranking 204th of 226 banks we track in Iowa. It operates 1 branch.
Does Breda Savings Bank have CFPB complaints?
No CFPB complaints against Breda Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
