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Community Bank Of Oelwein

Oelwein, IA · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Bank Of Oelwein is a bank based in Oelwein, Iowa, established in 1998, with $99 million in total assets across 1 branch. By Trust Grade it ranks 74th of 226 banks we track in Iowa. Its capital ratio of 13.4% is stronger than 61% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Community Bank Of Oelwein appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$99.4M
<$100M institution
Deposits
$79.0M
Branches
1
Capital ratio
13.4%
Top 39% of <$100M peers · Iowa median 10.2%
Return on assets
1.1%
Top 43% of <$100M peers · Iowa median 1.31%
Rank in Iowa
#74
of 226 banks

How Community Bank Of Oelwein compares to Iowa peers

Capital ratio
Top 39% of <$100M peers
Community Bank
13.4%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Community Bank
1.1%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community Bank Of Oelwein

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.4% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank Of Oelwein over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 150 1st St Se, Oelwein, IA 50662

Are deposits at Community Bank Of Oelwein insured?

Yes. Community Bank Of Oelwein is an FDIC-insured bank (FDIC certificate #34857). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank Of Oelwein: frequently asked questions

Is Community Bank Of Oelwein a good bank?

Community Bank Of Oelwein earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.09%).

Is Community Bank Of Oelwein FDIC-insured?

Yes. Community Bank Of Oelwein is a FDIC-insured bank (FDIC certificate #34857). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank Of Oelwein?

Community Bank Of Oelwein holds $99 million in total assets, ranking 74th of 226 banks we track in Iowa. It operates 1 branch.

Does Community Bank Of Oelwein have CFPB complaints?

No CFPB complaints against Community Bank Of Oelwein appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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