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Fnnb Bank

Newton, IA · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Fnnb Bank is a bank based in Newton, Iowa, established in 1932, with $105 million in total assets across 1 branch. By Trust Grade it ranks 178th of 226 banks we track in Iowa. Its capital ratio of 8.8% trails most similarly sized banks (25th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Fnnb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$104.6M
$100M–1B institution
Deposits
$84.9M
Branches
1
Capital ratio
8.8%
Bottom 25% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#178
of 226 banks

How Fnnb Bank compares to Iowa peers

Capital ratio
Bottom 25% of $100M–1B peers
Fnnb Bank
8.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Fnnb Bank
1.2%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Fnnb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fnnb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 N 2nd Ave W, Newton, IA 50208

Are deposits at Fnnb Bank insured?

Yes. Fnnb Bank is an FDIC-insured bank (FDIC certificate #4482). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fnnb Bank: frequently asked questions

Is Fnnb Bank a good bank?

Fnnb Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.19%).

Is Fnnb Bank FDIC-insured?

Yes. Fnnb Bank is a FDIC-insured bank (FDIC certificate #4482). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fnnb Bank?

Fnnb Bank holds $105 million in total assets, ranking 178th of 226 banks we track in Iowa. It operates 1 branch.

Does Fnnb Bank have CFPB complaints?

No CFPB complaints against Fnnb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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