Iowa Trust And Savings Bank is a bank based in Centerville, Iowa, established in 1896, with $211 million in total assets across 2 branches. By Trust Grade it ranks 41st of 226 banks we track in Iowa. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against Iowa Trust And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa Trust And Savings Bank compares to Iowa peers
How we graded Iowa Trust And Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa Trust And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 200 N 10th St, Centerville, IA 52544
- 23918 Highway J18, Moravia, IA 52571
Are deposits at Iowa Trust And Savings Bank insured?
Yes. Iowa Trust And Savings Bank is an FDIC-insured bank (FDIC certificate #1547). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa Trust And Savings Bank: frequently asked questions
Is Iowa Trust And Savings Bank a good bank?
Iowa Trust And Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.66%).
Is Iowa Trust And Savings Bank FDIC-insured?
Yes. Iowa Trust And Savings Bank is a FDIC-insured bank (FDIC certificate #1547). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Iowa Trust And Savings Bank?
Iowa Trust And Savings Bank holds $211 million in total assets, ranking 41st of 226 banks we track in Iowa. It operates 2 branches.
Does Iowa Trust And Savings Bank have CFPB complaints?
No CFPB complaints against Iowa Trust And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
