Bank is a bank based in Wapello, Iowa, established in 1931, with $209 million in total assets across 7 branches. By Trust Grade it ranks 174th of 226 banks we track in Iowa. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank compares to Iowa peers
How we graded Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 509 S Main St, Morning Sun, IA 52640
- 102 N Augusta Ave, Oxford, IA 52322
- 1403 S. Rooselvelt, Burlington, IA 52601
- 270 S 68th St, West Des Moines, IA 50266
- 1831 2nd St, Coralville, IA 52241
- 527 Main St, Mediapolis, IA 52637
- 409 Highway 61 S, Wapello, IA 52653
Are deposits at Bank insured?
Yes. Bank is an FDIC-insured bank (FDIC certificate #14291). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank: frequently asked questions
Is Bank a good bank?
Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.58%).
Is Bank FDIC-insured?
Yes. Bank is a FDIC-insured bank (FDIC certificate #14291). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank?
Bank holds $209 million in total assets, ranking 174th of 226 banks we track in Iowa. It operates 7 branches.
Does Bank have CFPB complaints?
No CFPB complaints against Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
