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Pcsb Bank

Clarinda, IA · Est. 1866 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Pcsb Bank is a bank based in Clarinda, Iowa, established in 1866, with $332 million in total assets across 7 branches. By Trust Grade it ranks 179th of 226 banks we track in Iowa. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Pcsb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$332.3M
$100M–1B institution
Deposits
$301.9M
Branches
7
Capital ratio
8.7%
Bottom 25% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.9%
Bottom 31% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#179
of 226 banks

How Pcsb Bank compares to Iowa peers

Capital ratio
Bottom 25% of $100M–1B peers
Pcsb Bank
8.7%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Pcsb Bank
0.9%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Pcsb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pcsb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 527 Davis Ave, Corning, IA 50841
  • 210 N Main St, Lenox, IA 50851
  • 904 E South St, Mount Ayr, IA 50854
  • 501 W Taylor St, Creston, IA 50801
  • 1201 S 16th St, Clarinda, IA 51632
  • 808 Pollock Blvd, Bedford, IA 50833
  • 120 E Washington St, Clarinda, IA 51632

Are deposits at Pcsb Bank insured?

Yes. Pcsb Bank is an FDIC-insured bank (FDIC certificate #14522). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pcsb Bank: frequently asked questions

Is Pcsb Bank a good bank?

Pcsb Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.89%).

Is Pcsb Bank FDIC-insured?

Yes. Pcsb Bank is a FDIC-insured bank (FDIC certificate #14522). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pcsb Bank?

Pcsb Bank holds $332 million in total assets, ranking 179th of 226 banks we track in Iowa. It operates 7 branches.

Does Pcsb Bank have CFPB complaints?

No CFPB complaints against Pcsb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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