Community Bank And Trust Company is a bank based in Muscatine, Iowa, established in 1980, with $315 million in total assets across 5 branches. By Trust Grade it ranks 208th of 226 banks we track in Iowa. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Community Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Bank And Trust Company compares to Iowa peers
How we graded Community Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Strongly profitable (ROA 1.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 227 Main St, Columbus Junction, IA 52738
- 2609 2nd Ave, Muscatine, IA 52761
- 615 Cedar St, Muscatine, IA 52761
- 206 Highway 61 N, Wapello, IA 52653
- 210 W 4th St, Wilton, IA 52778
Are deposits at Community Bank And Trust Company insured?
Yes. Community Bank And Trust Company is an FDIC-insured bank (FDIC certificate #23189). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Bank And Trust Company: frequently asked questions
Is Community Bank And Trust Company a good bank?
Community Bank And Trust Company earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Strongly profitable (ROA 1.85%).
Is Community Bank And Trust Company FDIC-insured?
Yes. Community Bank And Trust Company is a FDIC-insured bank (FDIC certificate #23189). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Bank And Trust Company?
Community Bank And Trust Company holds $315 million in total assets, ranking 208th of 226 banks we track in Iowa. It operates 5 branches.
Does Community Bank And Trust Company have CFPB complaints?
No CFPB complaints against Community Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
