Iowa State Bank And Trust Company Of Fairfield, Iowa is a bank based in Fairfield, Iowa, established in 1934, with $325 million in total assets across 3 branches. By Trust Grade it ranks 187th of 226 banks we track in Iowa. Its capital ratio of 8.2% trails most similarly sized banks (17th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Iowa State Bank And Trust Company Of Fairfield, Iowa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa State Bank And Trust Company Of Fairfield, Iowa compares to Iowa peers
How we graded Iowa State Bank And Trust Company Of Fairfield, Iowa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa State Bank And Trust Company Of Fairfield, Iowa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 625 Pennsylvania Ave, Ottumwa, IA 52501
- 110 North 18th Street, Centerville, IA 52544
- 55 S 4th St, Fairfield, IA 52556
Are deposits at Iowa State Bank And Trust Company Of Fairfield, Iowa insured?
Yes. Iowa State Bank And Trust Company Of Fairfield, Iowa is an FDIC-insured bank (FDIC certificate #14413). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa State Bank And Trust Company Of Fairfield, Iowa: frequently asked questions
Is Iowa State Bank And Trust Company Of Fairfield, Iowa a good bank?
Iowa State Bank And Trust Company Of Fairfield, Iowa earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.20%).
Is Iowa State Bank And Trust Company Of Fairfield, Iowa FDIC-insured?
Yes. Iowa State Bank And Trust Company Of Fairfield, Iowa is a FDIC-insured bank (FDIC certificate #14413). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Iowa State Bank And Trust Company Of Fairfield, Iowa?
Iowa State Bank And Trust Company Of Fairfield, Iowa holds $325 million in total assets, ranking 187th of 226 banks we track in Iowa. It operates 3 branches.
Does Iowa State Bank And Trust Company Of Fairfield, Iowa have CFPB complaints?
No CFPB complaints against Iowa State Bank And Trust Company Of Fairfield, Iowa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
