First Central State Bank is a bank based in Dewitt, Iowa, established in 1967, with $784 million in total assets across 6 branches. By Trust Grade it ranks 61st of 226 banks we track in Iowa. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against First Central State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Central State Bank compares to Iowa peers
How we graded First Central State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Central State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 914 6th Ave, Dewitt, IA 52742
- 223 Main St, Goose Lake, IA 52750
- 1291 Eagle Ridge Rd, Le Claire, IA 52753
- 500 E Le Claire Rd, Eldridge, IA 52748
- 2600 Lincoln Way, Clinton, IA 52732
- 1427 N 2nd St, Clinton, IA 52732
Are deposits at First Central State Bank insured?
Yes. First Central State Bank is an FDIC-insured bank (FDIC certificate #19716). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Central State Bank: frequently asked questions
Is First Central State Bank a good bank?
First Central State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.41%).
Is First Central State Bank FDIC-insured?
Yes. First Central State Bank is a FDIC-insured bank (FDIC certificate #19716). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Central State Bank?
First Central State Bank holds $784 million in total assets, ranking 61st of 226 banks we track in Iowa. It operates 6 branches.
Does First Central State Bank have CFPB complaints?
No CFPB complaints against First Central State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
