City State Bank is a bank based in Norwalk, Iowa, established in 1895, with $792 million in total assets across 9 branches. By Trust Grade it ranks 127th of 226 banks we track in Iowa. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against City State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How City State Bank compares to Iowa peers
How we graded City State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for City State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 501 West St, New Virginia, IA 50210
- 105 E 2nd St, Madrid, IA 50156
- 1510 N 1st St, Indianola, IA 50125
- 368 N Highway 28, Martensdale, IA 50160
- Po Box 590, Grimes, IA 50111
- 103 W South St, Mount Ayr, IA 50854
- 1225 Colonial Pkwy, Norwalk, IA 50211
- 801 Main St, Norwalk, IA 50211
- 100 Ne Jacob St, Grimes, IA 50111
Are deposits at City State Bank insured?
Yes. City State Bank is an FDIC-insured bank (FDIC certificate #14410). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
City State Bank: frequently asked questions
Is City State Bank a good bank?
City State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.95%).
Is City State Bank FDIC-insured?
Yes. City State Bank is a FDIC-insured bank (FDIC certificate #14410). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is City State Bank?
City State Bank holds $792 million in total assets, ranking 127th of 226 banks we track in Iowa. It operates 9 branches.
Does City State Bank have CFPB complaints?
No CFPB complaints against City State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
