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Cusb Bank

Cresco, IA · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cusb Bank is a bank based in Cresco, Iowa, established in 1888, with $814 million in total assets across 7 branches. By Trust Grade it ranks 58th of 226 banks we track in Iowa. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Cusb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$813.9M
$100M–1B institution
Deposits
$715.0M
Branches
7
Capital ratio
11.6%
Top 31% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 36% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#58
of 226 banks

How Cusb Bank compares to Iowa peers

Capital ratio
Top 31% of $100M–1B peers
Cusb Bank
11.6%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Cusb Bank
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Cusb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cusb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 111 N Elm St, Cresco, IA 52136
  • 410 State Highway 9, Ridgeway, IA 52165
  • 132 W Main St, Lime Springs, IA 52155
  • 104 N Cherry St, Shell Rock, IA 50670
  • 1533 Main St, Osage, IA 50461
  • 1407 S Grand Ave, Charles City, IA 50616
  • 933 16th St Sw, Waverly, IA 50677

Are deposits at Cusb Bank insured?

Yes. Cusb Bank is an FDIC-insured bank (FDIC certificate #18443). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cusb Bank: frequently asked questions

Is Cusb Bank a good bank?

Cusb Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.43%).

Is Cusb Bank FDIC-insured?

Yes. Cusb Bank is a FDIC-insured bank (FDIC certificate #18443). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cusb Bank?

Cusb Bank holds $814 million in total assets, ranking 58th of 226 banks we track in Iowa. It operates 7 branches.

Does Cusb Bank have CFPB complaints?

No CFPB complaints against Cusb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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