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Bank Plus

Estherville, IA · Est. 1947 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Plus is a bank based in Estherville, Iowa, established in 1947, with $151 million in total assets across 4 branches. By Trust Grade it ranks 50th of 226 banks we track in Iowa. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Bank Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$151.5M
$100M–1B institution
Deposits
$111.4M
Branches
4
Capital ratio
11.2%
Top 35% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.1%
Bottom 41% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#50
of 226 banks

How Bank Plus compares to Iowa peers

Capital ratio
Top 35% of $100M–1B peers
Bank Plus
11.2%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Bank Plus
1.1%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bank Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1202 Central Ave, Estherville, IA 51334
  • 201 W Robins St, Graettinger, IA 51342
  • 322 3rd St N, Swea City, IA 50590
  • 210 Edmunds St, Ledyard, IA 50556

Are deposits at Bank Plus insured?

Yes. Bank Plus is an FDIC-insured bank (FDIC certificate #16547). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Plus: frequently asked questions

Is Bank Plus a good bank?

Bank Plus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.06%).

Is Bank Plus FDIC-insured?

Yes. Bank Plus is a FDIC-insured bank (FDIC certificate #16547). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Plus?

Bank Plus holds $151 million in total assets, ranking 50th of 226 banks we track in Iowa. It operates 4 branches.

Does Bank Plus have CFPB complaints?

No CFPB complaints against Bank Plus appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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