American Trust And Savings Bank is a bank based in Lowden, Iowa, established in 1913, with $29 million in total assets across 1 branch. By Trust Grade it ranks 216th of 226 banks we track in Iowa. Its capital ratio of 12.4% is stronger than 54% of similarly sized banks, versus a Iowa median of 10.2%. It posted a loss over the most recent period (-0.90% return on assets), a point to watch. No consumer complaints against American Trust And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Trust And Savings Bank compares to Iowa peers
How we graded American Trust And Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Unprofitable over the period (ROA -0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Trust And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 309 Mckinley Ave, Lowden, IA 52255
Are deposits at American Trust And Savings Bank insured?
Yes. American Trust And Savings Bank is an FDIC-insured bank (FDIC certificate #10120). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Trust And Savings Bank: frequently asked questions
Is American Trust And Savings Bank a good bank?
American Trust And Savings Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Unprofitable over the period (ROA -0.90%).
Is American Trust And Savings Bank FDIC-insured?
Yes. American Trust And Savings Bank is a FDIC-insured bank (FDIC certificate #10120). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Trust And Savings Bank?
American Trust And Savings Bank holds $29 million in total assets, ranking 216th of 226 banks we track in Iowa. It operates 1 branch.
Does American Trust And Savings Bank have CFPB complaints?
No CFPB complaints against American Trust And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
