Skip to main content
bank

Maxwell State Bank

Maxwell, IA · Est. 1943 · Website ↗
C
Trust Grade
Average
Score: 73/100

Maxwell State Bank is a bank based in Maxwell, Iowa, established in 1943, with $28 million in total assets across 1 branch. By Trust Grade it ranks 222nd of 226 banks we track in Iowa. Its capital ratio of 11.9% trails most similarly sized banks (49th percentile), versus a Iowa median of 10.2%. It posted a loss over the most recent period (-3.41% return on assets), a point to watch. No consumer complaints against Maxwell State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.1M
<$100M institution
Deposits
$24.6M
Branches
1
Capital ratio
11.9%
Bottom 49% of <$100M peers · Iowa median 10.2%
Return on assets
-3.4%
Bottom 3% of <$100M peers · Iowa median 1.31%
Rank in Iowa
#222
of 226 banks

How Maxwell State Bank compares to Iowa peers

Capital ratio
Bottom 49% of <$100M peers
Maxwell State
11.9%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Maxwell State
-3.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Maxwell State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (11.9% capital ratio)
  • Unprofitable over the period (ROA -3.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maxwell State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 122 Main St, Maxwell, IA 50161

Are deposits at Maxwell State Bank insured?

Yes. Maxwell State Bank is an FDIC-insured bank (FDIC certificate #15930). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maxwell State Bank: frequently asked questions

Is Maxwell State Bank a good bank?

Maxwell State Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Unprofitable over the period (ROA -3.41%).

Is Maxwell State Bank FDIC-insured?

Yes. Maxwell State Bank is a FDIC-insured bank (FDIC certificate #15930). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Maxwell State Bank?

Maxwell State Bank holds $28 million in total assets, ranking 222nd of 226 banks we track in Iowa. It operates 1 branch.

Does Maxwell State Bank have CFPB complaints?

No CFPB complaints against Maxwell State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

American Trust And Savings Bank
bank · Lowden, IA · $29M assets
Its Bank
bank · Johnston, IA · $31M assets
The First National Bank Of Primghar
bank · Primghar, IA · $38M assets
Heritage Bank
bank · Marion, IA · $38M assets
Farmers State Bank
bank · Lake View, IA · $39M assets
Dysart State Bank
bank · Dysart, IA · $17M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →