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Maquoketa State Bank

Maquoketa, IA · Est. 1958 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Maquoketa State Bank is a bank based in Maquoketa, Iowa, established in 1958, with $445 million in total assets across 4 branches. By Trust Grade it ranks 53rd of 226 banks we track in Iowa. Its capital ratio of 15.0% is stronger than 89% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Maquoketa State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$444.5M
$100M–1B institution
Deposits
$343.0M
Branches
4
Capital ratio
15.0%
Top 11% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 37% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#53
of 226 banks

How Maquoketa State Bank compares to Iowa peers

Capital ratio
Top 11% of $100M–1B peers
Maquoketa State
15.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Maquoketa State
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Maquoketa State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maquoketa State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 203 N Main St, Maquoketa, IA 52060
  • 112 Mckinsey Dr, Maquoketa, IA 52060
  • 16 W Benton St, Andrew, IA 52030
  • 3 N Elliot Streeet, Preston, IA 52069

Are deposits at Maquoketa State Bank insured?

Yes. Maquoketa State Bank is an FDIC-insured bank (FDIC certificate #17903). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maquoketa State Bank: frequently asked questions

Is Maquoketa State Bank a good bank?

Maquoketa State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.41%).

Is Maquoketa State Bank FDIC-insured?

Yes. Maquoketa State Bank is a FDIC-insured bank (FDIC certificate #17903). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Maquoketa State Bank?

Maquoketa State Bank holds $445 million in total assets, ranking 53rd of 226 banks we track in Iowa. It operates 4 branches.

Does Maquoketa State Bank have CFPB complaints?

No CFPB complaints against Maquoketa State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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