Waukon State Bank is a bank based in Waukon, Iowa, established in 1871, with $450 million in total assets across 4 branches. By Trust Grade it ranks 118th of 226 banks we track in Iowa. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Waukon State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Waukon State Bank compares to Iowa peers
How we graded Waukon State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Waukon State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 22 W Main St, Waukon, IA 52172
- 301 Rossville Rd, Waukon, IA 52172
- 1801 Old Stage Road, Decorah, IA 52101
- 321 W Water St, Decorah, IA 52101
Are deposits at Waukon State Bank insured?
Yes. Waukon State Bank is an FDIC-insured bank (FDIC certificate #1857). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Waukon State Bank: frequently asked questions
Is Waukon State Bank a good bank?
Waukon State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.94%).
Is Waukon State Bank FDIC-insured?
Yes. Waukon State Bank is a FDIC-insured bank (FDIC certificate #1857). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Waukon State Bank?
Waukon State Bank holds $450 million in total assets, ranking 118th of 226 banks we track in Iowa. It operates 4 branches.
Does Waukon State Bank have CFPB complaints?
No CFPB complaints against Waukon State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
