Guthrie County State Bank is a bank based in Panora, Iowa, established in 1931, with $285 million in total assets across 2 branches. By Trust Grade it ranks 149th of 226 banks we track in Iowa. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Guthrie County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guthrie County State Bank compares to Iowa peers
How we graded Guthrie County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guthrie County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 505 E Main St, Panora, IA 50216
- 413 State St, Guthrie Center, IA 50115
Are deposits at Guthrie County State Bank insured?
Yes. Guthrie County State Bank is an FDIC-insured bank (FDIC certificate #226). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guthrie County State Bank: frequently asked questions
Is Guthrie County State Bank a good bank?
Guthrie County State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.99%).
Is Guthrie County State Bank FDIC-insured?
Yes. Guthrie County State Bank is a FDIC-insured bank (FDIC certificate #226). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guthrie County State Bank?
Guthrie County State Bank holds $285 million in total assets, ranking 149th of 226 banks we track in Iowa. It operates 2 branches.
Does Guthrie County State Bank have CFPB complaints?
No CFPB complaints against Guthrie County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
