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Security Trust & Savings Bank

Storm Lake, IA · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Security Trust & Savings Bank is a bank based in Storm Lake, Iowa, established in 1908, with $284 million in total assets across 3 branches. By Trust Grade it ranks 158th of 226 banks we track in Iowa. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Security Trust & Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$283.7M
$100M–1B institution
Deposits
$257.1M
Branches
3
Capital ratio
9.2%
Bottom 33% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.2%
Bottom 48% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#158
of 226 banks

How Security Trust & Savings Bank compares to Iowa peers

Capital ratio
Bottom 33% of $100M–1B peers
Security Trust
9.2%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Security Trust
1.2%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Security Trust & Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security Trust & Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 300 West 5th Street, Storm Lake, IA 50588
  • 601 Lake Street, Storm Lake, IA 50588
  • 101 E Main St, Rembrandt, IA 50576

Are deposits at Security Trust & Savings Bank insured?

Yes. Security Trust & Savings Bank is an FDIC-insured bank (FDIC certificate #968). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security Trust & Savings Bank: frequently asked questions

Is Security Trust & Savings Bank a good bank?

Security Trust & Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.18%).

Is Security Trust & Savings Bank FDIC-insured?

Yes. Security Trust & Savings Bank is a FDIC-insured bank (FDIC certificate #968). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security Trust & Savings Bank?

Security Trust & Savings Bank holds $284 million in total assets, ranking 158th of 226 banks we track in Iowa. It operates 3 branches.

Does Security Trust & Savings Bank have CFPB complaints?

No CFPB complaints against Security Trust & Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Reliance State Bank
bank · Story City, IA · $284M assets
United Community Bank
bank · Milford, IA · $285M assets
Guthrie County State Bank
bank · Panora, IA · $285M assets
Crawford County Trust And Savings Bank
bank · Denison, IA · $285M assets
Iowa State Savings Bank
bank · Creston, IA · $287M assets
Farmers Savings Bank
bank · Colesburg, IA · $288M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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