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South Story Bank & Trust

Slater, IA · Est. 1954 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

South Story Bank & Trust is a bank based in Slater, Iowa, established in 1954, with $607 million in total assets across 6 branches. By Trust Grade it ranks 160th of 226 banks we track in Iowa. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against South Story Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$607.3M
$100M–1B institution
Deposits
$483.3M
Branches
6
Capital ratio
11.9%
Top 28% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.6%
Bottom 15% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#160
of 226 banks

How South Story Bank & Trust compares to Iowa peers

Capital ratio
Top 28% of $100M–1B peers
South Story
11.9%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $100M–1B peers
South Story
0.6%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded South Story Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Story Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 501 Linn St, Slater, IA 50244
  • 905 N Us Highway 69, Huxley, IA 50124
  • 2701 Stange Rd, Ames, IA 50010
  • 2701 Stange Rd, Ames, IA 50010
  • 6139 Ashworth Rd, West Des Moines, IA 50266
  • 1601 S B Ave, Nevada, IA 50201

Are deposits at South Story Bank & Trust insured?

Yes. South Story Bank & Trust is an FDIC-insured bank (FDIC certificate #17348). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Story Bank & Trust: frequently asked questions

Is South Story Bank & Trust a good bank?

South Story Bank & Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.56%).

Is South Story Bank & Trust FDIC-insured?

Yes. South Story Bank & Trust is a FDIC-insured bank (FDIC certificate #17348). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is South Story Bank & Trust?

South Story Bank & Trust holds $607 million in total assets, ranking 160th of 226 banks we track in Iowa. It operates 6 branches.

Does South Story Bank & Trust have CFPB complaints?

No CFPB complaints against South Story Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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