The Citizens First National Bank Of Storm Lake is a bank based in Storm Lake, Iowa, established in 1902, with $249 million in total assets across 3 branches. By Trust Grade it ranks 79th of 226 banks we track in Iowa. Its capital ratio of 15.3% is stronger than 91% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.67% return on assets. No consumer complaints against The Citizens First National Bank Of Storm Lake appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens First National Bank Of Storm Lake compares to Iowa peers
How we graded The Citizens First National Bank Of Storm Lake
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 2.67%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens First National Bank Of Storm Lake over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- East 5th And Lake Avenue, Storm Lake, IA 50588
- 1821 Lake Ave, Storm Lake, IA 50588
- W Main Street, Early, IA 50535
Are deposits at The Citizens First National Bank Of Storm Lake insured?
Yes. The Citizens First National Bank Of Storm Lake is an FDIC-insured bank (FDIC certificate #4511). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens First National Bank Of Storm Lake: frequently asked questions
Is The Citizens First National Bank Of Storm Lake a good bank?
The Citizens First National Bank Of Storm Lake earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 2.67%).
Is The Citizens First National Bank Of Storm Lake FDIC-insured?
Yes. The Citizens First National Bank Of Storm Lake is a FDIC-insured bank (FDIC certificate #4511). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens First National Bank Of Storm Lake?
The Citizens First National Bank Of Storm Lake holds $249 million in total assets, ranking 79th of 226 banks we track in Iowa. It operates 3 branches.
Does The Citizens First National Bank Of Storm Lake have CFPB complaints?
No CFPB complaints against The Citizens First National Bank Of Storm Lake appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
