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The State Bank Of Toledo

Toledo, IA · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The State Bank Of Toledo is a bank based in Toledo, Iowa, established in 1927, with $145 million in total assets across 2 branches. By Trust Grade it ranks 153rd of 226 banks we track in Iowa. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against The State Bank Of Toledo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$144.9M
$100M–1B institution
Deposits
$130.3M
Branches
2
Capital ratio
9.5%
Bottom 39% of $100M–1B peers · Iowa median 10.2%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#153
of 226 banks

How The State Bank Of Toledo compares to Iowa peers

Capital ratio
Bottom 39% of $100M–1B peers
The State
9.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
The State
0.8%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The State Bank Of Toledo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.5% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The State Bank Of Toledo over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1003 S County Rd, Toledo, IA 52342
  • 100 E High St, Toledo, IA 52342

Are deposits at The State Bank Of Toledo insured?

Yes. The State Bank Of Toledo is an FDIC-insured bank (FDIC certificate #4514). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The State Bank Of Toledo: frequently asked questions

Is The State Bank Of Toledo a good bank?

The State Bank Of Toledo earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.84%).

Is The State Bank Of Toledo FDIC-insured?

Yes. The State Bank Of Toledo is a FDIC-insured bank (FDIC certificate #4514). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The State Bank Of Toledo?

The State Bank Of Toledo holds $145 million in total assets, ranking 153rd of 226 banks we track in Iowa. It operates 2 branches.

Does The State Bank Of Toledo have CFPB complaints?

No CFPB complaints against The State Bank Of Toledo appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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