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Equity Bank

Andover, KS · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Equity Bank is a bank based in Andover, Kansas, established in 1985, with $7.7 billion in total assets across 85 branches. By Trust Grade it ranks 48th of 186 banks we track in Kansas. Its capital ratio of 11.5% is stronger than 71% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Equity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.7B
$1B–10B institution
Deposits
$6.3B
Branches
85
Capital ratio
11.5%
Top 29% of $1B–10B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 43% of $1B–10B peers · Kansas median 1.39%
Rank in Kansas
#48
of 186 banks

How Equity Bank compares to Kansas peers

Capital ratio
Top 29% of $1B–10B peers
Equity Bank
11.5%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $1B–10B peers
Equity Bank
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Equity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Equity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (85)

  • 214 S Franklin St, Kirksville, MO 63501
  • 300 S Miller St, Sweet Springs, MO 65351
  • 106 S Adams, Grinnell, KS 67738
  • 234 N Main St, Macksville, KS 67557
  • 101 W Prime St., Downing, MO 63536
  • 701 S Kansas Ave, Topeka, KS 66603
  • 3202 W Owen K Garriott Rd, Enid, OK 73703
  • 401 N Henderson St, Holcomb, KS 67851
  • 1701 N Green St., Kirksville, MO 63501
  • 124 N Clay St, Memphis, MO 63555
  • 2206 N Baltimore St, Kirksville, MO 63501
  • 101 Sequoyah Ln, Altus, OK 73521
  • 123 W Commerce St, Altus, OK 73521
  • 1901 E Mary St, Garden City, KS 67846
  • 502 S Jackson St, Hugoton, KS 67951
  • 250 E Tucker Rd, Liberal, KS 67901
  • 504 W Benton St, Windsor, MO 65360
  • 5348 Lake Ave, Saint Joseph, MO 64504
  • 401 N Woodbine Rd, Saint Joseph, MO 64506
  • 3825 Sw 29th St, Topeka, KS 66614
  • 920 Thompson Blvd, Sedalia, MO 65301
  • 200 N State St, Knob Noster, MO 65336
  • 302 E Holme St, Norton, KS 67654
  • 1555 N Webb Rd, Wichita, KS 67206
  • 10222 W Central Ave, Wichita, KS 67212
  • 300 Highway 212, Quinter, KS 67752
  • 13401 N Pennsylvania Ave, Oklahoma City, OK 73120
  • 902 Mcarthur St, Coffeyville, KS 67337
  • 601 N Main St, Guymon, OK 73942
  • 102 S Main St, Newkirk, OK 74647
  • 317 S Santa Fe Ave, Salina, KS 67401
  • 1661 S Ohio St, Salina, KS 67401
  • 107 W Van Buren, Eureka Springs, AR 72632
  • 1304 Highway 62 65 N, Harrison, AR 72601
  • 1700 N Lincoln Ave, Liberal, KS 67901
  • 216 N Main St, Saint John, KS 67576
  • 345 N Andover Rd, Andover, KS 67002
  • 7701 E Kellogg Dr, Wichita, KS 67207
  • 133 E 7th Ave, Augusta, KS 67010
  • 911 W Trimble Ave, Berryville, AR 72616

Are deposits at Equity Bank insured?

Yes. Equity Bank is an FDIC-insured bank (FDIC certificate #25858). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Equity Bank: frequently asked questions

Is Equity Bank a good bank?

Equity Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.15%).

Is Equity Bank FDIC-insured?

Yes. Equity Bank is a FDIC-insured bank (FDIC certificate #25858). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Equity Bank?

Equity Bank holds $7.7 billion in total assets, ranking 48th of 186 banks we track in Kansas. It operates 85 branches.

Does Equity Bank have CFPB complaints?

No CFPB complaints against Equity Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Intrust Bank, National Association
bank · Wichita, KS · $6.8B assets
Capitol Federal Savings Bank
bank · Topeka, KS · $9.8B assets · 2 complaints
Security Bank Of Kansas City
bank · Kansas City, KS · $3.8B assets
Fidelity Bank, National Association
bank · Wichita, KS · $3.3B assets
Emprise Bank
bank · Wichita, KS · $2.8B assets
Ks Statebank
bank · Manhattan, KS · $2.6B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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