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Capitol Federal Savings Bank

Topeka, KS · Est. 1893 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Capitol Federal Savings Bank is a bank based in Topeka, Kansas, established in 1893, with $9.8 billion in total assets across 46 branches. By Trust Grade it ranks 106th of 186 banks we track in Kansas. Its capital ratio of 10.0% trails most similarly sized banks (44th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.82% return on assets. Consumers filed 2 complaints about Capitol Credit Company with the CFPB — 0.2 per $1B in assets, a lower rate than 96% of peers.

Total assets
$9.8B
$1B–10B institution
Deposits
$7.0B
Branches
46
Capital ratio
10.0%
Bottom 44% of $1B–10B peers · Kansas median 10.4%
Return on assets
0.8%
Bottom 22% of $1B–10B peers · Kansas median 1.39%
Rank in Kansas
#106
of 186 banks

How Capitol Federal Savings Bank compares to Kansas peers

Capital ratio
Bottom 44% of $1B–10B peers
Capitol Federal
10.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $1B–10B peers
Capitol Federal
0.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Capitol Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
89.78/100
Overall
A · 96
  • Strongly capitalized (10.0% capital ratio)
  • Profitable (ROA 0.82%)
  • 0.2 complaints per $1B in assets

Consumer complaints (CFPB)

2 complaints filed with the CFPB against Capitol Credit Company — 0.2 per $1B in assets.

Total complaints
2
Per $1B assets
0.2
Lower = better

Branch locations (46)

  • 1701 Sw Gage Blvd, Topeka, KS 66604
  • 2400 Ne Seward Ave, Topeka, KS 66616
  • 5501 Johnson Dr, Mission, KS 66202
  • 9500 Nall Ave, Overland Park, KS 66207
  • 1900 W 75th St, Prairie Village, KS 66208
  • 1201 Sw Topeka Blvd, Topeka, KS 66612
  • 2100 Sw Fairlawn Rd, Topeka, KS 66614
  • 9001 Santa Fe Dr, Overland Park, KS 66212
  • 1401 Poyntz Ave, Manhattan, KS 66502
  • 5700 Nieman Rd, Shawnee, KS 66203
  • 1025 Iowa St, Lawrence, KS 66044
  • 602 Commercial St, Emporia, KS 66801
  • 1408 E Santa Fe St, Olathe, KS 66061
  • 2550 S 9th St, Salina, KS 67401
  • 2901 S Kansas Ave, Topeka, KS 66611
  • 8040 E Douglas Ave, Wichita, KS 67206
  • 10101 College Blvd, Overland Park, KS 66210
  • 2865 Sw Wanamaker Rd, Topeka, KS 66614
  • 8301 E 21st St N, Wichita, KS 67206
  • 4020 W Maple St, Wichita, KS 67209
  • 2100 E 151st St, Olathe, KS 66062
  • 10404 W Central Ave, Wichita, KS 67212
  • 15525 W 87th Street Pkwy, Lenexa, KS 66219
  • 1414 N Oliver Ave, Wichita, KS 67208
  • 4000 E Harry St, Wichita, KS 67218
  • 7600 State Ave, Kansas City, KS 66112
  • 13500 Metcalf Ave, Overland Park, KS 66223
  • 2040 Nw Topeka Blvd, Topeka, KS 66608
  • 700 S Kansas Ave, Topeka, KS 66603
  • 4616 Nw Hunters Ridge Dr, Topeka, KS 66618
  • 22400 Midland Dr, Shawnee, KS 66226
  • 740 New Hampshire St, Lawrence, KS 66044
  • 3310 Se 29th St, Topeka, KS 66605
  • 660 E Main St, Gardner, KS 66030
  • 393 Ne 94th St, Kansas City, MO 64155
  • 114 E Cloud Ave, Andover, KS 67002
  • 8781 N Ambassador Dr, Kansas City, MO 64154
  • 1636 N Rock Rd, Derby, KS 67037
  • 13100 State Line Rd, Leawood, KS 66209
  • 15081 Nall Ave, Overland Park, KS 66223

Are deposits at Capitol Federal Savings Bank insured?

Yes. Capitol Federal Savings Bank is an FDIC-insured bank (FDIC certificate #27981). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Capitol Federal Savings Bank: frequently asked questions

Is Capitol Federal Savings Bank a good bank?

Capitol Federal Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 and a customer-experience score of 89.78/100. Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.82%).

Is Capitol Federal Savings Bank FDIC-insured?

Yes. Capitol Federal Savings Bank is a FDIC-insured bank (FDIC certificate #27981). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Capitol Federal Savings Bank?

Capitol Federal Savings Bank holds $9.8 billion in total assets, ranking 106th of 186 banks we track in Kansas. It operates 46 branches.

How many complaints does Capitol Federal Savings Bank have?

Consumers filed 2 complaints about Capitol Credit Company with the CFPB, or 0.2 per $1B in assets.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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