The State Bank Of Bern is a bank based in Bern, Kansas, established in 1889, with $126 million in total assets across 2 branches. By Trust Grade it ranks 3rd of 186 banks we track in Kansas. Its capital ratio of 16.1% is stronger than 92% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against The State Bank Of Bern appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The State Bank Of Bern compares to Kansas peers
How we graded The State Bank Of Bern
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.1% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The State Bank Of Bern over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 413 Maple St, Axtell, KS 66403
- 402 Main St, Bern, KS 66408
Are deposits at The State Bank Of Bern insured?
Yes. The State Bank Of Bern is an FDIC-insured bank (FDIC certificate #10919). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The State Bank Of Bern: frequently asked questions
Is The State Bank Of Bern a good bank?
The State Bank Of Bern earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 1.61%).
Is The State Bank Of Bern FDIC-insured?
Yes. The State Bank Of Bern is a FDIC-insured bank (FDIC certificate #10919). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The State Bank Of Bern?
The State Bank Of Bern holds $126 million in total assets, ranking 3rd of 186 banks we track in Kansas. It operates 2 branches.
Does The State Bank Of Bern have CFPB complaints?
No CFPB complaints against The State Bank Of Bern appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
