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The Bendena State Bank

Bendena, KS · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Bendena State Bank is a bank based in Bendena, Kansas, established in 1904, with $132 million in total assets across 3 branches. By Trust Grade it ranks 98th of 186 banks we track in Kansas. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against The Bendena State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$132.2M
$100M–1B institution
Deposits
$119.3M
Branches
3
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.6%
Top 26% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#98
of 186 banks

How The Bendena State Bank compares to Kansas peers

Capital ratio
Bottom 37% of $100M–1B peers
The Bendena
9.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
The Bendena
1.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bendena State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bendena State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 933 Friendship Rd, Bendena, KS 66008
  • 510 Main St, Denton, KS 66017
  • 402 W Main St, Highland, KS 66035

Are deposits at The Bendena State Bank insured?

Yes. The Bendena State Bank is an FDIC-insured bank (FDIC certificate #17410). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bendena State Bank: frequently asked questions

Is The Bendena State Bank a good bank?

The Bendena State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.63%).

Is The Bendena State Bank FDIC-insured?

Yes. The Bendena State Bank is a FDIC-insured bank (FDIC certificate #17410). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bendena State Bank?

The Bendena State Bank holds $132 million in total assets, ranking 98th of 186 banks we track in Kansas. It operates 3 branches.

Does The Bendena State Bank have CFPB complaints?

No CFPB complaints against The Bendena State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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