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The Wilson State Bank

Wilson, KS · Est. 1886 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

The Wilson State Bank is a bank based in Wilson, Kansas, established in 1886, with $128 million in total assets across 4 branches. By Trust Grade it ranks 139th of 186 banks we track in Kansas. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against The Wilson State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$127.7M
$100M–1B institution
Deposits
$110.1M
Branches
4
Capital ratio
8.0%
Bottom 15% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#139
of 186 banks

How The Wilson State Bank compares to Kansas peers

Capital ratio
Bottom 15% of $100M–1B peers
The Wilson
8.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
The Wilson
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Wilson State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Wilson State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 101 S Main St, Beverly, KS 67423
  • 565 S Fossil St, Russell, KS 67665
  • 201 N Main St, Hoisington, KS 67544
  • 422 26th St, Wilson, KS 67490

Are deposits at The Wilson State Bank insured?

Yes. The Wilson State Bank is an FDIC-insured bank (FDIC certificate #12136). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Wilson State Bank: frequently asked questions

Is The Wilson State Bank a good bank?

The Wilson State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.12%).

Is The Wilson State Bank FDIC-insured?

Yes. The Wilson State Bank is a FDIC-insured bank (FDIC certificate #12136). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Wilson State Bank?

The Wilson State Bank holds $128 million in total assets, ranking 139th of 186 banks we track in Kansas. It operates 4 branches.

Does The Wilson State Bank have CFPB complaints?

No CFPB complaints against The Wilson State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Bendena State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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