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Bison State Bank

Bison, KS · Est. 1901 · Website ↗
95/ 100
Trust Grade
Excellent
95 out of 100

Bison State Bank is a bank based in Bison, Kansas, established in 1901, with $143 million in total assets across 2 branches. By Trust Grade it ranks 110th of 186 banks we track in Kansas. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Bison State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.4M
$100M–1B institution
Deposits
$101.5M
Branches
2
Capital ratio
9.2%
Bottom 34% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.6%
Top 26% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#110
of 186 banks

How Bison State Bank compares to Kansas peers

Capital ratio
Bottom 34% of $100M–1B peers
Bison State
9.2%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Bison State
1.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bison State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bison State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 9201 Ward Pkwy, Kansas City, MO 64114
  • 223 Main St, Bison, KS 67520

Are deposits at Bison State Bank insured?

Yes. Bison State Bank is an FDIC-insured bank (FDIC certificate #14083). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bison State Bank: frequently asked questions

Is Bison State Bank a good bank?

Bison State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.64%).

Is Bison State Bank FDIC-insured?

Yes. Bison State Bank is a FDIC-insured bank (FDIC certificate #14083). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bison State Bank?

Bison State Bank holds $143 million in total assets, ranking 110th of 186 banks we track in Kansas. It operates 2 branches.

Does Bison State Bank have CFPB complaints?

No CFPB complaints against Bison State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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