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First Commerce Bank

Marysville, KS · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Commerce Bank is a bank based in Marysville, Kansas, established in 2002, with $140 million in total assets across 2 branches. By Trust Grade it ranks 77th of 186 banks we track in Kansas. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against First Commerce Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$140.2M
$100M–1B institution
Deposits
$123.7M
Branches
2
Capital ratio
11.5%
Top 32% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.6%
Top 27% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#77
of 186 banks

How First Commerce Bank compares to Kansas peers

Capital ratio
Top 32% of $100M–1B peers
First Commerce
11.5%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
First Commerce
1.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Commerce Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Commerce Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 902 Broadway, Marysville, KS 66508
  • 21 Public Sq, Blue Rapids, KS 66411

Are deposits at First Commerce Bank insured?

Yes. First Commerce Bank is an FDIC-insured bank (FDIC certificate #57273). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Commerce Bank: frequently asked questions

Is First Commerce Bank a good bank?

First Commerce Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.62%).

Is First Commerce Bank FDIC-insured?

Yes. First Commerce Bank is a FDIC-insured bank (FDIC certificate #57273). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Commerce Bank?

First Commerce Bank holds $140 million in total assets, ranking 77th of 186 banks we track in Kansas. It operates 2 branches.

Does First Commerce Bank have CFPB complaints?

No CFPB complaints against First Commerce Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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The Bendena State Bank
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The Riley State Bank Of Riley, Kansas
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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