Ninnescah Valley Bank is a bank based in Cunningham, Kansas, established in 1925, with $44 million in total assets across 1 branch. By Trust Grade it ranks 128th of 186 banks we track in Kansas. Its capital ratio of 8.8% trails most similarly sized banks (16th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Ninnescah Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ninnescah Valley Bank compares to Kansas peers
How we graded Ninnescah Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ninnescah Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 E 1st St, Cunningham, KS 67035
Are deposits at Ninnescah Valley Bank insured?
Yes. Ninnescah Valley Bank is an FDIC-insured bank (FDIC certificate #4652). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ninnescah Valley Bank: frequently asked questions
Is Ninnescah Valley Bank a good bank?
Ninnescah Valley Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.08%).
Is Ninnescah Valley Bank FDIC-insured?
Yes. Ninnescah Valley Bank is a FDIC-insured bank (FDIC certificate #4652). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ninnescah Valley Bank?
Ninnescah Valley Bank holds $44 million in total assets, ranking 128th of 186 banks we track in Kansas. It operates 1 branch.
Does Ninnescah Valley Bank have CFPB complaints?
No CFPB complaints against Ninnescah Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
