Ventura National Bank & Trust is a bank based in Harveyville, Kansas, established in 1920, with $44 million in total assets across 1 branch. By Trust Grade it ranks 173rd of 186 banks we track in Kansas. Its capital ratio of 20.0% is stronger than 86% of similarly sized banks, versus a Kansas median of 10.4%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Ventura National Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ventura National Bank & Trust compares to Kansas peers
How we graded Ventura National Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.0% capital ratio)
- Unprofitable over the period (ROA -0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ventura National Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 197 Main St, Harveyville, KS 66431
Are deposits at Ventura National Bank & Trust insured?
Yes. Ventura National Bank & Trust is an FDIC-insured bank (FDIC certificate #4683). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ventura National Bank & Trust: frequently asked questions
Is Ventura National Bank & Trust a good bank?
Ventura National Bank & Trust earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (20.0% capital ratio); Unprofitable over the period (ROA -0.55%).
Is Ventura National Bank & Trust FDIC-insured?
Yes. Ventura National Bank & Trust is a FDIC-insured bank (FDIC certificate #4683). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ventura National Bank & Trust?
Ventura National Bank & Trust holds $44 million in total assets, ranking 173rd of 186 banks we track in Kansas. It operates 1 branch.
Does Ventura National Bank & Trust have CFPB complaints?
No CFPB complaints against Ventura National Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
