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Tricentury Bank

De Soto, KS · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Tricentury Bank is a bank based in De Soto, Kansas, established in 1909, with $213 million in total assets across 3 branches. By Trust Grade it ranks 38th of 186 banks we track in Kansas. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Tricentury Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$212.6M
$100M–1B institution
Deposits
$134.6M
Branches
3
Capital ratio
10.3%
Top 47% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.6%
Top 27% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#38
of 186 banks

How Tricentury Bank compares to Kansas peers

Capital ratio
Top 47% of $100M–1B peers
Tricentury Bank
10.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Tricentury Bank
1.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Tricentury Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tricentury Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 33485 Lexington Ave, De Soto, KS 66018
  • 708 S Webster St, Spring Hill, KS 66083
  • 1444 Kasold Dr, Lawrence, KS 66049

Are deposits at Tricentury Bank insured?

Yes. Tricentury Bank is an FDIC-insured bank (FDIC certificate #18109). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tricentury Bank: frequently asked questions

Is Tricentury Bank a good bank?

Tricentury Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.61%).

Is Tricentury Bank FDIC-insured?

Yes. Tricentury Bank is a FDIC-insured bank (FDIC certificate #18109). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tricentury Bank?

Tricentury Bank holds $213 million in total assets, ranking 38th of 186 banks we track in Kansas. It operates 3 branches.

Does Tricentury Bank have CFPB complaints?

No CFPB complaints against Tricentury Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bankers' Bank Of Kansas
bank · Wichita, KS · $212M assets
Carson Bank
bank · Mulvane, KS · $213M assets
Halstead Bank
bank · Halstead, KS · $211M assets
The Lyon County State Bank
bank · Emporia, KS · $211M assets
Kendall Bank
bank · Overland Park, KS · $211M assets
The Stockgrowers State Bank Of Ashland, Kansas
bank · Ashland, KS · $219M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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