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Halstead Bank

Halstead, KS · Est. 1882 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Halstead Bank is a bank based in Halstead, Kansas, established in 1882, with $211 million in total assets across 4 branches. By Trust Grade it ranks 134th of 186 banks we track in Kansas. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Halstead Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$211.0M
$100M–1B institution
Deposits
$192.5M
Branches
4
Capital ratio
8.4%
Bottom 20% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.5%
Top 33% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#134
of 186 banks

How Halstead Bank compares to Kansas peers

Capital ratio
Bottom 20% of $100M–1B peers
Halstead Bank
8.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Halstead Bank
1.5%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Halstead Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Halstead Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 314 Main St, Halstead, KS 67056
  • 329 Main St, Halstead, KS 67056
  • 101 W Industrial St, Valley Center, KS 67147
  • 4001 N Maize Rd, Maize, KS 67101

Are deposits at Halstead Bank insured?

Yes. Halstead Bank is an FDIC-insured bank (FDIC certificate #17451). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Halstead Bank: frequently asked questions

Is Halstead Bank a good bank?

Halstead Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.50%).

Is Halstead Bank FDIC-insured?

Yes. Halstead Bank is a FDIC-insured bank (FDIC certificate #17451). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Halstead Bank?

Halstead Bank holds $211 million in total assets, ranking 134th of 186 banks we track in Kansas. It operates 4 branches.

Does Halstead Bank have CFPB complaints?

No CFPB complaints against Halstead Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Carson Bank
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The Stockgrowers State Bank Of Ashland, Kansas
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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