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First National Bank In Frankfort

Frankfort, KS · Est. 1921 · Website ↗
B
Trust Grade
Strong
Score: 82/100

First National Bank In Frankfort is a bank based in Frankfort, Kansas, established in 1921, with $62 million in total assets across 1 branch. By Trust Grade it ranks 179th of 186 banks we track in Kansas. Its capital ratio of 6.0% trails most similarly sized banks (4th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against First National Bank In Frankfort appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.7M
<$100M institution
Deposits
$57.6M
Branches
1
Capital ratio
6.0%
Bottom 4% of <$100M peers · Kansas median 10.4%
Return on assets
0.8%
Bottom 42% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#179
of 186 banks

How First National Bank In Frankfort compares to Kansas peers

Capital ratio
Bottom 4% of <$100M peers
First National
6.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
First National
0.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank In Frankfort

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (6.0% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank In Frankfort over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 124 N Kansas Ave, Frankfort, KS 66427

Are deposits at First National Bank In Frankfort insured?

Yes. First National Bank In Frankfort is an FDIC-insured bank (FDIC certificate #4668). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank In Frankfort: frequently asked questions

Is First National Bank In Frankfort a good bank?

First National Bank In Frankfort earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (6.0% capital ratio); Profitable (ROA 0.79%).

Is First National Bank In Frankfort FDIC-insured?

Yes. First National Bank In Frankfort is a FDIC-insured bank (FDIC certificate #4668). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank In Frankfort?

First National Bank In Frankfort holds $62 million in total assets, ranking 179th of 186 banks we track in Kansas. It operates 1 branch.

Does First National Bank In Frankfort have CFPB complaints?

No CFPB complaints against First National Bank In Frankfort appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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