Ford County State Bank is a bank based in Spearville, Kansas, established in 1902, with $59 million in total assets across 1 branch. By Trust Grade it ranks 130th of 186 banks we track in Kansas. Its capital ratio of 8.9% trails most similarly sized banks (17th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Ford County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ford County State Bank compares to Kansas peers
How we graded Ford County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ford County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 322 N Main St, Spearville, KS 67876
Are deposits at Ford County State Bank insured?
Yes. Ford County State Bank is an FDIC-insured bank (FDIC certificate #12139). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ford County State Bank: frequently asked questions
Is Ford County State Bank a good bank?
Ford County State Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.81%).
Is Ford County State Bank FDIC-insured?
Yes. Ford County State Bank is a FDIC-insured bank (FDIC certificate #12139). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ford County State Bank?
Ford County State Bank holds $59 million in total assets, ranking 130th of 186 banks we track in Kansas. It operates 1 branch.
Does Ford County State Bank have CFPB complaints?
No CFPB complaints against Ford County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
