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Astra Bank

Scandia, KS · Est. 1939 · Website ↗
C
Trust Grade
Average
Score: 70/100

Astra Bank is a bank based in Scandia, Kansas, established in 1939, with $429 million in total assets across 7 branches. By Trust Grade it ranks 184th of 186 banks we track in Kansas. Its capital ratio of 4.4% trails most similarly sized banks (1th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Astra Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$429.2M
$100M–1B institution
Deposits
$377.9M
Branches
7
Capital ratio
4.4%
Bottom 1% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#184
of 186 banks

How Astra Bank compares to Kansas peers

Capital ratio
Bottom 1% of $100M–1B peers
Astra Bank
4.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Astra Bank
0.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Astra Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
70/100
Customer experience
n/a
Overall
C · 70
  • Below the well-capitalized threshold (4.4%)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Astra Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 323 4th St, Scandia, KS 66966
  • 207 Eagle Dr, Abilene, KS 67410
  • 1205 18th St, Belleville, KS 66935
  • 2605 Main Street, Hays, KS 67601
  • 1130 Marshall Ave, Chapman, KS 67431
  • 106 Kinkead St, Dodge City, KS 67801
  • 201 S Main St, Plainville, KS 67663

Are deposits at Astra Bank insured?

Yes. Astra Bank is an FDIC-insured bank (FDIC certificate #17636). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Astra Bank: frequently asked questions

Is Astra Bank a good bank?

Astra Bank earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.4%); Profitable (ROA 0.60%).

Is Astra Bank FDIC-insured?

Yes. Astra Bank is a FDIC-insured bank (FDIC certificate #17636). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Astra Bank?

Astra Bank holds $429 million in total assets, ranking 184th of 186 banks we track in Kansas. It operates 7 branches.

Does Astra Bank have CFPB complaints?

No CFPB complaints against Astra Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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