First Bank is a bank based in Sterling, Kansas, established in 1907, with $156 million in total assets across 3 branches. By Trust Grade it ranks 23rd of 186 banks we track in Kansas. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank compares to Kansas peers
How we graded First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 128 S Broadway Ave, Sterling, KS 67579
- 509 Main St, Chase, KS 67524
- 201 East Ave S, Lyons, KS 67554
Are deposits at First Bank insured?
Yes. First Bank is an FDIC-insured bank (FDIC certificate #16473). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank: frequently asked questions
Is First Bank a good bank?
First Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.01%).
Is First Bank FDIC-insured?
Yes. First Bank is a FDIC-insured bank (FDIC certificate #16473). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank?
First Bank holds $156 million in total assets, ranking 23rd of 186 banks we track in Kansas. It operates 3 branches.
Does First Bank have CFPB complaints?
No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
